Most Effective Baccarat Betting Systems

Baccarat is a popular casino card game known for having some of the best odds for players. However, even with the low house edge, baccarat is still a game of chance and in the long run, the casino will always come out ahead. However, betting systems can help players manage their bankroll and, if used properly, potentially increase their chances of coming away with a win even with the statistical disadvantage. Let’s take an in-depth look at the leading baccarat betting systems and how they work.

Table of Contents


1-3-2-6 Betting System

The 1-3-2-6 betting system is one of the most common used at baccarat tables and aims to help players recoup losses by adjusting bet amounts. The player starts with a base unit wager. If a bet loses, the next bet is one unit more. If a bet wins, the next bet goes back to the starting unit. The bet progression looks like this:

The idea is to employ a type of martingale wagering, increasing bets to win back losses, while also securing profits when a bet wins and resetting to the initial unit size. The risks come if a long losing streak happens, so this system requires a large bankroll to avoid running out of money if too many consecutive losses occur.

Paroli Betting System

The Paroli system takes the opposite approach. Instead of increasing bets after losses, with the Paroli system, the player increases bets after wins. The progression looks like this:

The idea behind Paroli is capitalizing on hot streaks to maximize winnings when luck is flowing in the player’s favor. The risk is a cold streak can quickly wipe out profits. Discipline is required to go back to the starting base bet after either winning and resetting or losing a series. The Paroli system can yield big profits during times luck breaks the player’s way, however.

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D’Alembert Betting System

The D’Alembert system takes a more balanced approach of increasing wagers after losses but decreasing after wins to try to maintain closer balance to the starting bankroll rather than letting profits run too high or cutting too far into the bankroll during cold streaks. The progression looks like this:

The system aims for small incremental wins over multiple hands to build a profit rather than getting greedy to win big or overly zealous with martingale betting to recover losses aggressively. However, long losing runs can still be problematic to bankrolls similar to other systems.

Martingale Betting System

The Martingale system is an aggressive strategy attempting to recover losses with progressively bigger wagers to win what originally was lost. The classic Martingale progression works like this:

Some players keep doubling stakes after losses while others set a cap and reset after the cap is reached. The risk is eventually a very long loss streak can surpass the player’s bankroll and maximum allowed wagers at the table. When wins happen before this, the profits cover previous losses.

Fibonacci Betting System

The Fibonacci sequence progresses in increasingly higher increments, allowing for quickly ramping up bet amounts like the Martingale but not as aggressively doubling each time. A common Fibonacci progression looks like this:

This progression allows incrementally growing bets but with a bit more bankroll protection than the sharp spikes of the full Martingale system. Still the risk of long losing runs cutting too deep into bankrolls exists until a win resets the progression.

Side with the Banker

Because the baccarat Banker hand has a slightly higher probability to win, consistently betting on the Banker hand technically provides a small mathematical edge over time compared to the player hand or tie bets. The slight differences in odds don’t guarantee always winning of course. But by systematically betting on the banker hand every round, over many thousands of hands the higher winning chance does provide a fractional but statistical advantage compared to the other outcomes.

Many baccarat players employ this simple strategy of solely betting on the Banker each round rather than complex betting progressions given the higher odds. It hinges on having sufficient bankroll to weather losses on what still is ultimately a game of chance even with the quasi-mathematical edge. When combined with sensible baseline bet amounts for the player’s total bankroll, however, it can be an easy to implement baccarat system over plays that alter bets aggressively round to round.

When to Use Which System

The aggressiveness or conservativeness of the betting system impacts how much risk is acceptable over a baccarat session. More aggressive progressions like 1-3-2-6 can produce big wins but also big losses if care is not taken. Conservative approaches like D’Alembert provide more protection for bankrolls but also limit profits. Within individual games, betting systems impact wagering amounts based on the outcomes of hands. As such, no one system is inherently better or best suited to baccarat, but rather each progression caters to the risk and reward preferences of different players and bankroll sizes. Being cognizant of the pros and cons of each system based on the player’s goals, bankroll, and risk appetite allows selecting the right approach for each unique situation.


There is no universally optimal or guaranteed-to-win betting system for baccarat or any other casino game. In the end, the statistical advantage favors the house, a mathematical certainty over infinite hands. However, betting systems allow players to set a framework for wagering within individual sessions. When used properly, betting system can help bankroll management and provide a degree of strategy over solely relying on pure chance. Understanding how to leverage these systems strategically based on game situations and personal preferences allows baccarat players to maximize the excitement and enjoyment of this popular casino card game.


  • What are the most popular baccarat betting systems?

    The most used baccarat systems are the 1-3-2-6, Paroli, D’Alembert, Martingale, and Fibonacci systems. Side with the Banker is also a popular strategy.

  • Which is the safest betting system?

    The D’Alembert system is likely the most conservative system, increasing bets a bit after losses but decreasing after wins to maintain closer to original bankroll. This provides some protection but still allows wins and losses.

  • Which system is most aggressive?

    Martingale and Fibonacci rapidly increase bets after losses so profits can recover more quickly. But long losing streaks can wipe out bankrolls without wins to reset the progression.

  • Is any system guaranteed to win?

    No – all baccarat systems are impacted by chance since it’s a game with randomness influencing results. Systems manage risk and can aid wins but cannot guarantee profits long term against the house edge.

  • Should new players use betting systems?

    Less experienced players should likely start with simpler strategies like always betting banker rather than complex betting progressions that require strict discipline. Understanding risk of ruin and bankroll management is key before utilizing most betting systems.

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Author Bernard Edwards

Baccarat expert and avid follower of the online gambling industry. With over a decade of experience in the field, Bernard has become a renowned authority on the game of baccarat and is always seeking to stay ahead of the curve in the constantly evolving online gambling world.