Mini Baccarat

If you’re looking for a casino game that’s both exciting and easy to play, mini baccarat is an excellent option. This version of the classic baccarat game has become increasingly popular in recent years, thanks to its simple rules and fast-paced gameplay. In this article, Baccarat9 takes a closer look at mini baccarat, including its history, how to play, and some tips for winning.

Table of Contents

Welcome Bonus
  • Wide selection of casino games
  • Generous bonuses and promotions
  • Reputable and trustworthy gambling site
  • Multiple banking options for deposits and withdrawals
  • 24/7 customer service
100% Up to €1500 + 150 FS
Play Now
New players. Full T&C apply. 18+.
Welcome Bonus
  • Mostbet Casino offers a vast array of games, including slots, table games, live casino, sports betting, and esports, ensuring a diverse and engaging gaming experience.
  • Mostbet Casino is optimized for mobile devices, allowing players to enjoy their favorite games on smartphones and tablets.
  • For sports enthusiasts, Mostbet Casino provides competitive odds and a wide range of betting options, enhancing the excitement of sports betting.
+100% Up to $300 + 250FS
Play Now
New players. Full T&C apply. 18+.
Welcome Bonus
Pin Up
  • Pin Up Casino offers a diverse range of games, including slots, table games, live casino, jackpot games, and tournaments, providing ample entertainment options for players.
  • The casino provides enticing bonuses, such as welcome bonuses and free spins, allowing players to boost their bankroll and enhance their gaming experience.
  • Pin Up Casino supports various currencies, including CAD, USD, EUR, and RUB, accommodating players from different regions.
+100% up to $500 + 250FS
Play Now
New players. Full T&C apply. 18+.
Welcome Bonus
  • Wide selection of games, including Baccarat
  • Generous bonuses and promotions
  • Mobile app available for download
  • User-friendly platform
  • Secure and safe gaming environment
100% Up to €200 + 50 FS
Play Now
New players. Full T&C apply. 18+.

History of Mini Baccarat

Baccarat is a card game that dates back to the 15th century in Italy. It quickly became popular among the French nobility and was later introduced to casinos in Las Vegas in the 1950s. Mini baccarat was developed in the 1980s as a simplified version of the game, with lower betting limits and faster gameplay. Today, mini baccarat is one of the most popular casino games in the world, offering players a chance to win big with minimal risk.

How to Play Mini Baccarat

Objective of the Game

The objective of mini baccarat is to correctly guess which hand will win, either the banker’s hand or the player’s hand, by getting as close to a total of nine as possible. In order to win, players must place bets on either the banker or player side before the cards are dealt. After the bets are placed and the cards are dealt, the hand with the total closest to nine wins.

Card Values

In mini baccarat, all face cards are worth zero points and numbered cards from two through nine are worth their face value. An ace is worth one point. The hand’s value is determined by the sum of all cards in it, with only the rightmost digit counting. For example, a hand consisting of an eight and a nine would have a value of seven (8 + 9 = 17; the rightmost digit is 7).


Dealing the Cards

In mini baccarat, the dealer will deal two cards each to the player and banker. If either hand has a value of eight or nine, it’s considered a natural win, and no additional cards are dealt. If neither hand has a natural win, a third card may be drawn according to specific rules.

Third Card Rule

Payouts and Odds

If you bet on the player’s hand and win, you’ll receive even money (1:1) on your bet. If you bet on the banker’s hand and win, you’ll receive even money minus a 5% commission (0.95:1) on your bet. If you bet on a tie and win, you’ll receive a payout of 8:1 or 9:1, depending on the casino. The odds of winning on the player’s hand are slightly better than the banker.

Mini Baccarat
Mini Baccarat

Mini Baccarat Table Layout

The bank is the rack of cheques situated in front of the dealer. Beside it, lies a long rectangle referred to as the commission box with many tiny boxes imprinted with numbers inside them; each number represents its respective seat where players are sitting. Every time a player owes commission, dealers will mark it down until they pay up. When placing bets, three choices exist – Banker, Player or Tie – allowing players to decide how and where their money goes.

Mini Baccarat Side Bets

Mini Baccarat adheres to the customary laws, allowing you to place a bet on either the player, banker, or tie. Theoretical return-to-player rates are set at 98.94% for both player and banker wagers while being lowered to 85.64% when betting on ties; however, there’s also an option wherein players may make side bets without putting their money at stake in one of the main options!


Mini Baccarat Strategy

Now that you know how to play mini baccarat, it’s time to think about strategy. While there’s no foolproof way to win at mini baccarat, there are some tips you can follow to improve your odds of winning.

Betting Systems

One popular betting system for mini baccarat is the Martingale system, where you double your bet after every loss. The idea is that eventually, you’ll win a hand, and your winnings will cover your previous losses. However, this strategy can quickly lead to large losses if you hit a losing streak.

Banker or Player?

Statistically speaking, betting on the banker’s hand gives you slightly better odds of winning than betting on the player’s hand. This is because the banker’s hand has a slightly lower house edge, even after accounting for the commission on banker bets.

Bet on the Tie?

While the payout for betting on a tie is tempting, the odds of winning are quite low. In fact, the house edge on a tie bet is over 14%, making it one of the riskiest bets in the game.

Mini Baccarat Rules
Mini Baccarat Rules

Mini Baccarat Tips

Mini Baccarat is an exciting and fast-paced card game that can be found in many casinos. While the house has a significant advantage, there are certain tips and strategies you can use to increase your chances of winning. Firstly, familiarize yourself with the rules of Mini Baccarat as well as its table layout. Remember that statistically speaking, banker bets have a slightly better chance of winning than player bets. By following these tips, you can increase your chances of winning at Mini Baccarat!

Manage Your Bankroll

Like any casino game, it’s important to manage your bankroll carefully. Decide how much you’re willing to risk before you start playing, and stick to that amount. Avoid chasing your losses by increasing your bets in an attempt to win back your money.


Stick to Your Strategy

Whether you’re using a betting system or simply deciding which hand to bet on, it’s important to stick to your strategy. Don’t get swayed by emotional reactions to winning or losing hands.

Look for Mini Baccarat Tables with Low Commission

While most mini baccarat tables charge a 5% commission on banker bets, some casinos offer tables with lower commissions. Look for tables with a commission of 4% or less to improve your odds even further.

Welcome Bonus
+100% Up to €1,500 + 150 FS
Play Now
Welcome Bonus
100% Up to 5 BTC + 180 FS
Play Now
No Deposit Bonus
150 Free Spins
Play Now
Welcome Bonus
+100% up to €1000
Play Now

Mini Baccarat Variations

While mini baccarat is a relatively simple game, there are some variations to keep in mind. Some casinos offer a “no commission” version of the game, where banker bets pay even money. Other variations include super six and EZ baccarat, which have slightly different rules and payouts. Be sure to check the rules before playing.


Mini baccarat is a fun and exciting casino game that’s easy to learn and play. With the right strategy and a bit of luck, you could walk away a big winner. Remember to manage your bankroll carefully and stick to your betting strategy to maximize your chances of success.


  • What's the difference between mini baccarat and regular baccarat?

    The main difference between mini baccarat and regular baccarat is the size of the table and the betting limits. Mini baccarat tables are smaller and have lower betting limits, making it a more accessible game for casual players.

  • Can I count cards in mini baccarat?

    While it is technically possible to count cards in mini baccarat, it’s not a very effective strategy. Unlike blackjack, where card counting can give you a significant edge, the number of cards in the shoe in mini baccarat is too low to make card counting worthwhile.

  • Is mini baccarat a game of skill or luck?

    Mini baccarat is primarily a game of luck, as the cards are dealt randomly. However, there are some strategies and betting systems you can use to improve your odds of winning.

  • Can I play mini baccarat online?

    Yes, many online casinos offer mini baccarat as one of their games. However, be sure to choose a reputable online casino with a valid gaming license to ensure fair play.

  • What's the best way to improve my odds of winning at mini baccarat?

    The best way to improve your odds of winning at mini baccarat is to bet on the banker’s hand, as it has a slightly lower house edge than the player’s hand. Additionally, be sure to manage your bankroll carefully and stick to your betting strategy. Avoid betting on the tie, as the odds of winning are quite low.

Terence Summers port
Author Terence Summers

Baccarat expert and gambling author with more than 10 years of experience. He has developed his own approach to the game of baccarat, which he shares in his well-researched and informative articles.