Playing EZ Baccarat: Detailed Guide

Baccarat is a popular casino game that dates back to the late 15th century in France and Italy. Over the years, it has gained a reputation as a game for high rollers and has been featured in several iconic movies, including the James Bond series. Baccarat’s popularity continued to grow, and several variations have been developed, with EZ Baccarat emerging as one of the most popular. EZ Baccarat is a simplified variant of the traditional game that appeals to both new and seasoned players. Its easy-to-understand rules and fast-paced gameplay make it a favorite among casual gamers and those looking for an exciting casino experience.

Table of Contents


EZ Baccarat Rules

EZ Baccarat is a variation of traditional Baccarat with simpler rules, making it easier to play. Here are the main rules of EZ Baccarat:

Player’s hand:

Banker’s hand:


EZ Baccarat Online
EZ Baccarat Online

How to Play EZ Baccarat

EZ Baccarat is a popular variation of Baccarat. It’s called “EZ” because it simplifies the commission rules, making it easier and faster to play. Here’s a step-by-step guide on how to play EZ Baccarat:

  1. Understand the objective: The goal of Baccarat is to predict which hand, the Player or the Banker, will have a point value closest to 9. You can also bet on a Tie, meaning both hands will have the same point value.
  2. Know the card values: Cards 2 through 9 are worth their face value, while 10s, Jacks, Queens, and Kings are worth 0. Aces are worth 1 point.
  3. Calculate the hand values: Add the point values of the cards in the hand and then take the last digit of the total sum. For example, a hand with a 7 and a 9 has a total value of 6 (7+9=16, and the last digit is 6).
  4. Understand the betting options: You can place your bet on the Player, the Banker, or a Tie. In EZ Baccarat, there’s no commission on winning Banker bets, unlike traditional Baccarat, which charges a 5% commission.
  5. Place your bets: Before the cards are dealt, place your chips on the corresponding betting area for the Player, Banker, or Tie.
  6. Deal the cards: The dealer will deal two cards for the Player hand and two cards for the Banker hand, all face up.
  7. Determine if a third card is needed: In EZ Baccarat, the third card rules are the same as traditional Baccarat. The Player or Banker may receive a third card based on specific conditions, but you don’t need to memorize these rules as the dealer will take care of it.
  8. Compare the hands: After the third card is dealt (if necessary), compare the final hands. The hand with a point value closest to 9 wins.
  9. Payouts: If you bet on the winning hand, you’ll receive your payout. Player bets pay even money (1:1), and Banker bets also pay even money (1:1) in EZ Baccarat. Tie bets typically pay 8:1 or 9:1, depending on the casino.
  10. Start a new round: After the payouts, a new round begins, and you can place your bets again.

Remember, EZ Baccarat is a game of chance, so focus on having fun and enjoying the experience rather than trying to develop a surefire winning strategy. Good luck!

EZ Baccarat Table
EZ Baccarat Table

Popular EZ Baccarat Side Bets: Dragon 7 and Panda 8

If you like side wagers, then you should appreciate EZ Baccarat. This game features two side bets known as Dragon 7 side bet and Panda 8. Dragon 7 offers a 40-1 payout when the banker wins with a three-card seven. 

These side bets, Dragon 7 and Panda 8, add an additional layer of excitement and potential rewards to the game of Baccarat. However, it’s important to note that these bets are separate from the main Baccarat game and come with their own set of odds and payouts.


EZ Baccarat Table Layout

The layout of an EZ Baccarat table is designed to accommodate both the players and the dealer. The main components of the table layout include:

While the table layout can vary depending on the casino, these are the general components you can expect to find at an EZ Baccarat table. Players should familiarize themselves with the layout to ensure they place their bets correctly and follow the game’s flow.

EZ Baccarat Online

EZ Baccarat is an online variation of the popular game Baccarat, which offers a faster and more straightforward gameplay experience. It maintains the traditional rules and objectives of Baccarat, but eliminates the 5% commission usually taken by the house for winning Banker bets. This change makes the game more appealing to players, as it simplifies betting and increases the chances of winning.

Playing EZ Baccarat online is an enjoyable way to experience this classic casino game without the need to visit a brick-and-mortar establishment. Remember to gamble responsibly and set limits for yourself to maintain a fun and positive gaming experience.

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EZ Baccarat Strategies: How to Win

Banker Bet Strategy

Since the Banker bet has a slightly lower house edge compared to the Player bet, many players choose to consistently bet on the Banker. This simple strategy can be effective, but it doesn’t guarantee consistent wins.

The One-Sided Strategy

In this strategy, the player chooses to consistently bet on either the Player or Banker throughout the game, regardless of previous outcomes. The idea is that streaks are likely to occur, and this approach attempts to capitalize on them.

The Trend Switch Strategy

This strategy involves observing patterns and trends in the game and switching between betting on the Player and Banker accordingly. Players may use scorecards provided by casinos or track outcomes on their own to make informed decisions.

Tips for Playing EZ Baccarat

  1. Familiarize yourself with the game rules and third card rules.
  2. Start with smaller bets to get comfortable with the game.
  3. Avoid consistently betting on the Tie, as it has a significantly higher house edge.
  4. Set a budget for your gaming session and stick to it.
  5. Be mindful of patterns and trends, but remember that each round is independent of the previous ones.
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Comparison EZ Baccarat with Other Table Games

While EZ Baccarat, Blackjack, and Poker are all popular card games, they differ in their objectives, betting options, house edges, and the balance between chance and skill required to succeed. Choosing the game that suits your preferences and playing style is key to enjoying the casino experience.

AspectEZ BaccaratBlackjackPoker
ObjectiveBet on hand closest to 9Beat the dealer’s handForm highest-ranking hand
Card ValuesFollow Baccarat rulesNumeric cards retain valueEach card has face value
Betting OptionsPlayer, Banker, Side BetsMain bet, Side BetsCheck, Bet, Raise, Fold
House EdgeAround 1.02%0.5% to 1% (with strategy)No direct house edge
Skill vs. ChanceRelies mostly on chanceSkill and strategy neededSkill and strategy needed

EZ Baccarat House Edge

In a regular game of baccarat, the banker bet comes with a 1.06% house edge – despite taking 5% commission for every wager. EZ Baccarat ups your chances even more: by removing any commissions taken, it offers you an unbeatable 1.02% house advantage on its banker bet – giving you the upper hand against the casino! Despite having to pay out in cases of three-card sevens draws, this still doesn’t hold back from offering improved winning opportunities compared to other versions of baccarat; enjoy an almost guaranteed victory when playing EZ Baccarat and benefit from its remarkable 1.02% house edge on all bets placed on bankers!


EZ Baccarat is an exciting and easy-to-learn casino game that offers players the thrill of traditional Baccarat without the complexity of commission calculations. With various betting options and strategies, EZ Baccarat is an excellent choice for players seeking a fun and engaging casino experience. Baccarat9 team recomends to always remember for responsible gambling and enjoy the game!


  • What is EZ Baccarat?

    EZ Baccarat is a variation of the traditional Baccarat casino game. It offers simplified gameplay and eliminates the 5% commission on winning Banker bets, making it more appealing to players.

  • How is EZ Baccarat different from traditional Baccarat?

    The main difference between EZ Baccarat and traditional Baccarat is the absence of the 5% commission on winning Banker bets. This change simplifies the betting process and increases the chances of winning.

  • What are the Dragon 7 and Panda 8 side bets?

    The Dragon 7 and Panda 8 are side bets exclusive to EZ Baccarat. The Dragon 7 bet wins if the Banker’s hand totals 7 with three cards and defeats the Player’s hand. The payout for Dragon 7 is usually 40:1. The Panda 8 bet wins if the Player’s hand totals 8 with three cards and defeats the Banker’s hand. The payout for Panda 8 is typically 25:1.

  • How do I play EZ Baccarat online?

    To play EZ Baccarat online, choose a reputable online casino, create an account, deposit funds, navigate to the table games section, and select the EZ Baccarat game. Place your bet on the Player, Banker, or Tie and follow the standard Baccarat rules.

  • What are the payouts for EZ Baccarat?

    The payouts for EZ Baccarat are 1:1 for both Player and Banker bets, without the 5% commission on Banker bets. The payout for a Tie is usually 8:1. Payouts for the Dragon 7 and Panda 8 side bets can vary depending on the online casino’s rules but are typically 40:1 and 25:1, respectively.

  • Is there a strategy for winning at EZ Baccarat?

    While there is no foolproof strategy to guarantee wins at EZ Baccarat, players can improve their chances by understanding the game’s rules and odds, managing their bankroll responsibly, and considering the house edge for each type of bet.

  • Can I play EZ Baccarat for free?

    Many online casinos offer free play or demo versions of EZ Baccarat, allowing players to practice and learn the game without risking real money. This can be a great way to familiarize yourself with the rules and develop your strategy before playing with real money.

Terence Summers port
Author Terence Summers

Baccarat expert and gambling author with more than 10 years of experience. He has developed his own approach to the game of baccarat, which he shares in his well-researched and informative articles.