Ascend to Baccarat Mastery in Less Than Ten Minutes

Bernard Edwards photo Bernard Edwards
July 13, 2023
Mastering Baccarat logo

Baccarat, a popular casino game, often appears complex at first glance, but the truth is far from it. By dedicating a mere ten minutes, you can readily elevate your understanding and proficiency, transforming yourself into a baccarat connoisseur. Let’s explore this exciting journey together.

A Look at Mini and Big Baccarat

The world of baccarat consists of two principal variations: “Big Baccarat” and “Mini Baccarat”.

Big baccarat, living up to its name, is played on a large table that accommodates 12 to 14 players. An enticing element of big baccarat is the chance each player gets to act as the dealer, which introduces a fascinating dynamic to the game. However, with the large table comes substantial minimum wagers, ranging between $50 to $100. This version of the game is certainly thrilling but can become costly.

On the other hand, Mini Baccarat, with its smaller table and seven seats, closely mirrors the setup of a blackjack table. Unlike big baccarat, players do not assume the role of the bank, and the dealer oversees all operations, including card dealing and determining winners. The stakes are significantly friendlier, with a required minimum bet between $5 to $10. Due to its affordability and straightforward gameplay, mini baccarat surpasses big baccarat in popularity.

100% Up to $275
100% Up to $1,200
Up to €1,500 and 200 Free Spins
100% Deposit Bonus Up to £50 and 15 Free Spins.

Understanding the Core Bets in Baccarat

Unlike certain table games that offer numerous betting options, baccarat simplifies the process with only three main bets. The essence of baccarat lies within these wagers, and a quick understanding of them ensures a smooth baccarat journey.

  • Banker hand: This bet predicts that the banker will outscore the player. It pays 1:1.
  • Player hand: This is a wager on the player having a higher score than the banker, also paying 1:1.
  • Tie bet: This wager is placed on the eventuality of both the banker and player hands ending in a tie. It pays 8:1 or 9:1.

Each of these betting options are available in designated spaces on your table area. Placing your chips in the respective spots allows you to engage in a hand of mini baccarat.

Becoming Expert in Baccarat
Becoming Expert in Baccarat

Strategies to Amplify Baccarat Success

While baccarat is a simple game to play, it also possesses straightforward strategies. Here are the Return to Player (RTP) percentages for the core bets:

  • Banker = 98.94% RTP
  • Player = 98.76% RTP
  • Tie = 85.64% (for 8-to-1 payout) or 95.16% (for 9-to-1 payout)

Despite a 5% commission deducted from wins, the banker bet delivers the highest RTP at 98.94%. Betting on the banker hand is synonymous with deploying perfect strategy. The player bet offers a viable alternative if you wish to diversify your bets, but it’s important to note that there’s no strategic reason to prefer the player side over the banker.

The tie bet, unfortunately, holds a notorious reputation as one of the least profitable bets in the realm of gambling. With an 8-to-1 payout, it only wins 9.5% of the time and provides an RTP of 85.16%.

Expanding the Horizon with Side Bets

Baccarat offers an impressive variety of side bets that provide an exciting dimension to the game. Here are some popular baccarat side bets:

  • Dragon Bonus: Available on both the banker (90.63% RTP) and player (97.35% RTP) side, the Dragon Bonus bet requires your chosen side to triumph with a natural (8 or 9) by at least four points. The payout varies with the margin of victory.
  • Dragon 7: This bet requires the banker to win with a three-card hand worth seven points. Although a winning Dragon 7 bet delivers a 40-to-1 payout, it comes with an RTP of just 92.39%.
  • Panda 8: This wager relies on the player side winning with a three-card hand worth eight points. It pays 25 to 1 when successful but offers a lower RTP of 89.82%.
Dealing in Baccarat
Dealing in Baccarat

Getting Closer to Nine: The Heart of Baccarat

Your primary objective when playing baccarat is to bet on the winning hand. The hand that lands closest to nine takes the win. Each side receives two cards at the beginning of a hand. A third card may be drawn following specific rules, which can bring a complex twist to the game.

The Nitty-Gritty: Baccarat’s Drawing Rules

The rules regarding the drawing of a third card in baccarat can seem intricate. A natural score of eight or nine in the first two cards calls for no further cards.

For the player:

  • A total of 0-5 necessitates drawing a third card.
  • A total of 6, 7, 8, or 9 means the player stands.

For the banker, the rules are slightly more complex and depend on whether the player draws a card and the value of the player’s third card.

Deposit Bonus
Uptown Aces
  • Uptown Aces Casino offers a wide range of games, including slots, table games, video poker, and specialty games. Players can enjoy a variety of gaming options and explore different themes and genres.
  • The casino provides a generous welcome bonus package, allowing new players to boost their initial bankroll and extend their gameplay.
  • The casino is fully optimized for mobile devices, providing players with the flexibility to enjoy their favorite games on smartphones and tablets.
Up to $8,888
Play Now
New players. Full T&C apply. 18+.
Deposit Bonus
  • Established reputation since 2002.
  • Wide variety of games.
  • Award-winning customer service.
  • Secure and fair gaming.
  • Generous bonuses and promotions.
Up to 150% on First Deposit
Play Now
New players. Full T&C apply. 18+.
Welcome Bonus
  • Wide game selection.
  • Multi-language support.
  • Convenient banking options.
  • Exciting promotions and bonuses.
100% Up to €500
Play Now
New players. Full T&C apply. 18+.
No Deposit Bonus
  • The casino offers a diverse selection of games, including slots, table games, live dealer games, and more, with options to suit all types of players.
  • 888casino provides a high-quality live casino experience, with professional dealers, real-time interaction, and a variety of live games to choose from.
  • 888casino offers a range of enticing bonuses and promotions, including a generous welcome bonus for new players, ongoing promotions, and a loyalty program.
150 Free Spins
Play Now
New players. Full T&C apply. 18+.

Baccarat: A Global Phenomenon

Once a lesser-known game, baccarat has achieved global recognition thanks to the advent of mini baccarat and online casinos. Whether you prefer the physical setting of brick-and-mortar casinos or the convenience of online platforms, baccarat is readily accessible.

Leveraging Loyalty Rewards

Utilizing loyalty rewards is an excellent way to augment your winnings. Online and land-based casinos offer lucrative rewards, including cashback, deposit bonuses, free spins, and even perks like meals, hotel stays, and show tickets. Registering for a loyalty program can lead to immediate benefits.

Mastering the art of baccarat is all about understanding the primary bets, strategic gameplay, side bets, hand scoring, drawing rules, and loyalty reward systems. Your pathway to baccarat mastery is clear, so give the game a try today and let the allure of baccarat captivate you.


Baccarat, an exciting game of luck and strategy, has undoubtedly cemented its place in the world of casino games. Although it may seem daunting initially, a deep dive into its rules and strategies reveals a straightforward yet captivating game. With just a small investment of time, you can quickly become familiar with its various aspects. Whether you prefer Big Baccarat or Mini Baccarat, the thrill of predicting the winning hand is undeniably enticing. Remember, strategic betting and clever use of loyalty rewards can enhance your gaming experience and potentially augment your winnings. With this newfound understanding, you’re all set to embark on a captivating journey into the world of Baccarat.

Bernard Edwards photo
Author Bernard Edwards

Baccarat expert and avid follower of the online gambling industry. With over a decade of experience in the field, Bernard has become a renowned authority on the game of baccarat and is always seeking to stay ahead of the curve in the constantly evolving online gambling world.